How it works

Pay £0 at checkout, one flexible account and two ways to pay.

Choose to Split it for 3 months at 0% interest, or Flex it over a longer period.

Representative Example: Representative 29.9% APR variable, based on an assumed credit limit of £600. Interest rate 29.9% p.a. variable.

Pay £0 at checkout, one flexible account, two ways to pay

For purchases £15 and over

Pay £0 at checkout
3 interest free payments
0% interest as long as you don’t miss a payment

For an order of £90, you'd pay:

TODAY

£0

MONTH 1

£30

MONTH 2

£30

MONTH 3

£30

If you miss or can't make your Split it payments, we'll switch your plan to Flex it at 29.9% p.a. variable with monthly minimum payments of £5 or 5% of your Flex it balance - whichever is greater.

0% interest for the first 90 days

Pay £0 at checkout
Spread the cost over a longer period
Minimum monthly payment of £5 or 5% of your Flex it balance - whichever is greater
No interest to pay if you repay your balance in full each month

For an order of £90, you'd pay:

TODAY

£0

MONTHLY MINIMUM

£5.00

If you only make your minimum payment, it'll take you longer to pay off your balance and cost you more in interest.

Flexible payments at your fingertips

Set your repayment date to suit payday

Manage your account anytime in the app

Make extra payments as often as you want

Support from our UK-based customer services team

£4 monthly late fee

To open a DebenhamsPay+ account you need to:

Be 18 or over

Have a UK address, excluding Jersey

Not already have a DebenhamsPay+ account

Our retailers

DebenhamsPay+

Customer

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payplusit.com limited (14126560) is authorised and regulated by the Financial Conduct Authority for consumer credit (994893) and for the provision of payment services under the Payment Services Regulations 2017 (1003847). Our registered address is 49-51 Dale Street, Manchester M1 2HF. Credit subject to status. UK residents aged 18 and over.