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Terms of Use

This document sets out the terms of use of the Site (the 'Terms').

You should read the Terms carefully alongside our privacy policy before accessing this Site.

Each time you access this Site you agree to be bound by the Terms as updated from time to time.

Definitions

About DebenhamsPay+

This Site is operated by DebenhamsPay+.

payplusit.com Limited (DebenhamsPay+) is a company incorporated under the laws of England and Wales with company registration number: 14126560 and registered office: 49-51 Dale Street, Manchester M1 2HF.

We’re regulated by the Financial Conduct Authority with registration number 994893 for consumer credit and registration number 1003847 for the provision of payment services under the Payment Services Regulations 2017. Authorisation can be checked on the Financial Services Register at www.fca.org.uk.

Changes to these terms of use

We may revise these Terms at any time by amending this page. All changes are effective immediately and apply to all access to and use of the Site thereafter. Every time you wish to use the Site, please check these Terms to ensure you understand the terms that apply at that time. Your continued use of the Site following the posting of revised Terms means that you accept and agree to the changes.

Users of the Site

These Terms cover your use of this Site only. All products and services provided by DebenhamsPay+ are covered by separate terms and conditions. The Site is intended for users from within the UK only. We can't guarantee that the Site or the information thereon complies with law or regulation or is appropriate for use in other places. Information or opinions contained on this Site don’t constitute an offer to sell or a solicitation, or offer to buy, any securities or financial instruments or investment advice or any advice or recommendation in respect of such securities or other financial instruments.

You’re wholly responsible for use of the Site by you, or by any person using your computer, or other device, and you must ensure that any such person complies with these Terms.

We reserve the right to cease your use of the Site at any time for any reason.

Your account and password

You may access most areas of our site without registering your details with us, but certain areas of our site will only be open to you if you register with us.

If you choose, or you’re provided with, a user identification code, password or any other piece of information as part of our security procedures, you must treat such information as confidential and not disclose it to any third party. You agree that all information you provide to register with our site or otherwise, including, but not limited to, through the use of any interactive features on our site, is governed by our Privacy Policy and you consent to all actions we take with respect to your information consistent with our Privacy Policy.

We have the right to disable any user identification code, password or account at any time, if in our sole discretion you have failed to comply with any of the provisions of these Terms of Use. If you know, or suspect that anyone other than you knows, your user identification code or password or any other piece of information provided as part of our security procedures, you must promptly notify us at support@payplusit.com.

Warranties

The following clauses exclude or limit our legal liability for the Site as far as the law permits. We don’t exclude or restrict our duties and liabilities to you under the Financial Services and Markets Act 2000 (the "Act"), or the rules of the FCA for the conduct of business.

While we've taken reasonable steps to ensure the accuracy, availability correctness and completeness of the information contained on the Site, information is provided on an "as is", "as available" basis and we don’t give or make any warranty or representation of any kind, whether express or implied. Although we make reasonable efforts to update the information on the Site, we make no representations, warranties or guarantees, whether express or implied, that the content on the Site is accurate, complete or up to date.

We don’t represent or warrant that the Site will be available and meet your requirements, that access will be uninterrupted, that there will be no delays, failures, errors or omissions or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted or that no damage will occur to your computer system.

Intellectual Property

All intellectual property rights on the Site, its entire content, features, and functionality (including but not limited to all information, software, text, displays, images, video, audio, and the design, selection, and arrangement thereof) are owned by us and our licensors. Those works are protected by copyright laws and treaties around the world. All such rights are reserved.

These Terms permit you to use the Site for your personal, non-commercial use only. You must not reproduce, distribute, modify, create derivative works of, publicly display, publicly perform, republish, download, store, or transmit any of the material on the Site, except as provided in these Terms.

You may print off one copy, and may download extracts, of any page(s) from the Site for your personal use and you may draw the attention of others within your organisation to content posted on the Site. You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text. Our status (and that of any identified contributors) as the authors of content on the Site must always be acknowledged.

Limitation of our liability in respect of your use of the Site

We don’t exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

If you’re a business user you must obtain our prior written consent to purchase products from the Site, and:

Links to third party sites

We assume no responsibility for the content of websites linked on the Site. Such links should not be interpreted as endorsement by us of those linked websites. We have no control over those websites and will not be liable for any loss or damage that may arise from your use of them.

Governing law

The Terms are governed by and interpreted in accordance with the laws of England and Wales and the courts of the above jurisdiction will have non-exclusive jurisdiction in respect of any dispute which may arise.

Your queries

If you wish to contact DebenhamsPay+, please email us at support@payplusit.com.

payplusit.com limited (14126560) is authorised and regulated by the Financial Conduct Authority for consumer credit (994893) and for the provision of payment services under the Payment Services Regulations 2017 (1003847). Our registered address is 49-51 Dale Street, Manchester M1 2HF. Credit subject to status. UK residents aged 18 and over.